A LIFE PLUS is an insurance package, with unique benefits in the market. Select one of the three benefits: health care, safety of your property, or financial savings, and at the same time get all the benefits and protection provided by ALIFE CLASSIC life insurance policy.
A LIFE PLUS is life insurance policy, by which the INSURER agrees to pay to the said INSURANCE BENEFICIARY, INSURED PERSON or to his or her designee, the INSURED AMOUNT in case of endowment of insurance expiration, or in case of his early death, before the expiration of the insurance.
A LIFE PLUS policy allows the policyholder, in addition to all the benefits of life insurance, a choice of one of the additional unique BENEFITS:
FINANCIAL BENEFIT – SAVINGS PACKAGE or
HEALTH BENEFIT – HEALTH PACKAGE.
With this life insurance policy, insured person enjoys extra protection, because it is mandatory to contract an ADDITIONAL (SUPPLEMENTAL) INSURANCE, by which the INSURER agrees to pay to the insured person, or to his or her designee, the INSURED AMOUNT, if during the term of the contract an ACCIDENT occurs, and causes death of the insured person due to the accident, disability as a result of injuries received in the accident, and hospitalization as a result of injuries received in the accident.
With SAVINGS PACKAGE, the policyholder has the right to choose the payment of a basic insurance premium:
1/2 in the first, and 1/2 in the fourth insurance year, with the duration of the insurance policy of 15 years, or
2/3 of the annual premium of the basic insurance, in the first insurance year, with the duration of the insurance policy of 10 years.
With HEALTH PACKAGE, the policyholder has the right, along with a life insurance policy, to enjoy health protection, through free, voluntary, health insurance policies, or, throughout the duration of the life insurance policy, achieve a discount on voluntary health insurance policy.
For more safety and protection, with A LIFE PLUS package, it is also possible to increase the insured amounts:
- in case of early death due to illness, up to 2x
- in case of early death due to an accident, up to 4x
- in case of disability due to an accident up to 2x
Examples of calculations for multiple premium payment: