Want a good and strong family foundations?
A LIFE CLASSIC is a mixed life insurance policy package. The basic package provides savings with guarantee, protection from general risks, and from the additional risk of an accident. At the same time it provides more flexibility for the policyholder, through the possibility of insurance cooling-off period, and early repurchase.
Want a wise saving for child’s education?
A LIFE JUNIOR is a children’s savings policy of life insurance, made for the benefit the minor child, with guaranteed income of 2,21% per annum, on the basic premium. The payout term of the policy is 18 years of age. It is intended for all who want to provide money for further education, for their children or grandchildren, or help them financially at the beginning of their independent living.
Want a carefree and secure old age?
ALIFE PLUS is an insurance package, with unique benefits in the market. Select one of the three benefits: health care, safety of your property, or financial savings, and at the same time get all the benefits and protection provided by ALIFE CLASSIC life insurance policy.
Want a cared for and safe family?
A LIFE GARANT PLUS is a unique, life insurance policy package, with basic and additional insurance, and the insurance in case of death due to a car accident, with guaranteed income at the rate of 4.01% per annum, for the basic insurance. Through a life insurance policy, you are saving efficiently and in the long term, and investing in your own future, while protecting yourself and your loved ones.
How to make savings bigger?
A LIFE GARANT is a unique, life insurance policy package, which at the same time enables, in one product, the best of savings and insurance. Achieve the complete security of life insurance, with income of 3,33% per annum, on the basic premium, and flexibility customized to your needs.
Birth of a child is an ideal opportunity to start a wise life savings, in order for your child, nephew, or grandson, to be provided for in an older age, and for you to be able to provide them with quality continuation of their education, or the beginning of a private business. With that, you are also developing a savings culture among the younger members of your family, who will, when they grow up, also know how to appreciate it, and will be even more responsible towards their future.
You are laying the groundwork for financial literacy to your child, which is more than necessary for all of us, given the times that we live in. That is also a feature of advanced and rich societies in our environment.
Agram life junior program really gives you all of the above, and contracting Alife junior life insurance policy is more than a wise move, for a safe and carefree future of your loved ones.
You are of a younger age and you just got a job, or only got married and started a family. Currently you have more important priorities in life, and some things you still need to arrange. Solving the housing problem, furnishing your new home, or buying a new car, are just some of the priorities. Our advice is to start saving as soon as possible! Even saving in small amounts, with a longer accumulation period, works in your favor.
Everyday, you spend your money on various, less important things, but if you would start to think about that money in a different way, and in a longer period, the total amount would not be negligible!
You would agree with us, wouldn’t you?! So take action and start saving. The amount, depending on the life circumstances or a better paying job, can always be changed in your favor! It is important to start thinking on what, often unnecessary, you waste your money on, and what are those little things without which you can manage, but which drain your money away.
The biggest advantage of life insurance is that it provides you, and your family, with financial security, in case of the most difficult life situations, about which, frequently, we don’t even want to think about, and at the same time, it enables saving, and a quality planning of retirement. We saw that the everyday living above our possibilities has no perspective. And the economic crisis has reminded us that it’s time to take care of ourself and our family. It is enough to analyze experiences of developed countries, which are teaching us that life insurance is one of the main pillars of savings of almost every family and individual.
It is good to know that your life insurance policy can be adapted to your current circumstances, i.e. increase or decrease the part of the premium which you are paying, take a loan in case of an emergency, increase or decrease the contracted amount, etc..
You are in the prime of your life, but, by observing the social circumstances, you are slowly losing confidence in the pension and health systems. You are convinced already today that you have to take matters into your own hands in time, in order to have a trouble free, and secure, old age, and to continue to live comfortably at an older age, while taking care of your grandchildren, and enjoying watching them grow up.
Eliminate the uncertainty of long duration of policies, with the promise of additional incomes upon expiration. Choose a policy with a guaranteed income. Upon expiration of the insurance period, the insured amount, and a guaranteed profit, will always be paid out to you.
With a life insurance policy, you can provide the necessary resources for more intense hobbies, that can turn into a start of a serious private business, with which you can provide the opportunity for others to earn some money, but also to ensure your own and the future of your close ones. With your own initiative, you will be more actively involved in the chain of economy.
It is important to take, as a goal, one savings period, after which you will, upon payout of accumulated funds, be able to encourage the development of a possible family business, which will be carried out from generation to generation.
By solving the family’s existence, you provide the best example, for your children and grandchildren, of how to think correctly and in a long-term.