AGRAM LIFE insurance is a company registered for performing tasks in the field of life, health and accident insurance. The company was founded with private capital in 1997, and is in complete Croatian ownership.

In 2016 by merging SUNCE insurance, the Company becomes richer with portfolio SUNCE voluntary health insurance who for many years carried out through own SUNCE Polyclinic.

In order to provide even more security in one place with the top health care and raise awareness of the culture better quality of life, we have taken an innovative step forward in the strategic business expanding its wide range of products with quality accident insurance and Sunce program of voluntary health insurance.

The Company operates through five regions: Zagreb, Osijek, Rijeka, Split, Varaždin.

Thanks to quality management, with an innovative and proactive approach to business, total assets of the Company, in 2014, amounted to more than 1.7 billion HRK. The Company, with 208 million HRK of charged life insurance premiums, had occupied a high position in the life insurance market, and achieved more than 8% of share, in 2014.
Our security and stability has been recognized by over 60,000 insured persons, in 2014.
By conservative management, and in accordance with primary and secondary legislation, AGRAM LIFE today owns regulatory capital above 337 million HRK, which makes it one of the leading life insurance companies in Croatia. With that it additionally guarantees financial security to its policyholders.
With a total annual income of 281 million HRK, and generated net profit of 15 million HRK before taxation in 2014, with wise management and investments, the Company is today one of the most financially successful insurance companies in the country.

Mission
Our tasks are to converting daily risks to permanent value, safety and the provision of quality health care in order to preserve the health and raise awareness to the better quality culture of life.

Vision
Being one of the best life and health insurance company in the Republic of Croatia that offers its policyholders financial security through stability, innovation, professionalism and quality service.

Basic information:
Company Name: Agram Life Insurance Inc.
Company Headquarters: Trnjanska cesta 108, 10000 Zagreb
OIB (Personal Identification Number in Croatia): 18742666873
Company’s Equity: HRK 68,470,000; Total Number of Issued Shares: 126,000
The Company’s main account is with Kreditna Banka Zagreb, with the following number: 2481000-1100103868
IBAN: HR0624810001100103868

Company Management:

• Tomislav Novačić, Board Director
• Goran Nadj, Board Member
• Maja Škrtić, Board Member

Supervisory Board:

• Božidar Huljev, Board Director